Walmart Deals · July 10, 2026

Target Circle 360 vs Walmart Plus: The Comparison You’ve Been Looking For

You’re standing in the aisle, weighing the pros and cons of two retail giants’ memberships: Target Circle 360 and Walmart Plus. Both claim to deliver savings and convenience, but which one truly packs the punch for your lifestyle?

Feature Target Circle 360 Walmart Plus
Annual Cost $89 $98
Free Shipping (on orders over $35) (no minimum)
Same-Day Delivery
Fuel Discount (up to 10¢/gal)
Exclusive Offers
Streaming Services (Paramount+)

✅ target circle 360 Pros

  • Lower annual cost at $89.
  • Exclusive offers and discounts on a variety of products.
  • Strong loyalty program with 1% back on every purchase.

❌ target circle 360 Cons

  • No free same-day delivery.
  • Lacks fuel discounts.
  • No streaming service included.

✅ walmart plus Pros

  • Free shipping with no minimum order size.
  • Same-day delivery on groceries and more.
  • Fuel discounts at participating stations.

❌ walmart plus Cons

  • Higher annual cost at $98.
  • Limited exclusive product offers compared to Target.
  • Streaming service might not be a necessary perk for all users.

Performance and Convenience

Target Circle 360 is great if you frequently shop at Target and want to rack up savings through their loyalty points and discounts. However, Walmart Plus takes the crown for convenience, especially with unlimited free delivery on groceries and no minimum purchase requirement for shipping. If your household juggles busy schedules and you need items fast, Walmart Plus is the real MVP.

Value for Money

Target Circle 360 is a lower-cost option, ideal for those who want to save on their regular Target runs. Its loyalty rewards and discounts can add up if you’re a frequent shopper. Meanwhile, Walmart Plus justifies its slightly higher price tag with additional perks like fuel savings, which can be a big deal if you’re a commuter. Plus, the bundled streaming service might save you a few bucks if you’re already considering a subscription.

Additional Features

While Walmart Plus offers a generous range of extras like fuel discounts and Paramount+ streaming, these might not be essential for everyone. Target Circle 360 keeps it simple, focusing on direct shopping benefits without the frills. If you’re all about straightforward savings without the extra noise, Target’s offering might be more up your alley.

Both programs have their quirks. Target Circle 360’s lack of same-day delivery can be a bummer if you’re in a hurry, while some might find Walmart Plus’s streaming option redundant. Fuel perks are great unless you don’t drive much, and a lot of the ‘exclusive’ offers aren’t always that exclusive.

Our Final Verdict: Which One Should You Buy?

If you’re a loyal Target shopper who loves to save on everyday purchases and doesn’t need things urgently, Target Circle 360 is a smart choice. However, if you thrive on convenience, have a busy schedule, and want to squeeze more value from perks like fuel discounts and streaming, Walmart Plus is the way to go.

Does Target Circle 360 offer any fuel discounts?

No, Target Circle 360 does not include any fuel discount perks.

Can I share my Walmart Plus membership with family?

Yes, Walmart Plus allows you to share benefits with household members.

Are the exclusive offers really worth it?

Exclusive offers can vary in value, but if you’re a frequent shopper, the cumulative savings can be significant over time.